Sairo Enterprises fix attractive interest rates starting from 9% per annum based on the prevalent market situation. The rates will however vary according to the product variants.

Processing fee charges: We charge the processing fee on gold loan in lieu of maintaining the administrative charges on gold loan and for maintaining the loan account. We charged 1.5% only of loan amount. Stamp duty: The stamp duty charge is charged for the transference of ownership of gold.

Penal charges: Penal charges is not a compulsory charge, but it is charged only when you fail to pay the gold loan EMI as per the repayment schedule. Thus, the penal charge is charged on the failure of repayments on a monthly basis.